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The European Framework of Credit Intermediaries
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This open access book provides an overview of the credit distribution ecosystem in Europe, with a specific focus on the definitions, laws, and authorities related to the figures of credit intermediaries (credit agents and brokers). It explores the regulatory framework, market structures, and technological innovations in credit intermediation. The analysis draws on the authors’ academic research in banking and finance, industry experience with institutional clients and financial product distribution, and the regulatory role of the OAM. The book defines and classifies credit intermediaries in different European jurisdictions, including the UK, and compares regulatory and legislative frameworks governing credit distribution across these markets. It also analyses the role of national supervisory authorities in this sector. Designed for finance professionals, regulators, and scholars, the book offers an in-depth examination of credit agents and brokers in the European market.
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Keywords
- Credit agents and brokers
- Credit distribution in Europe
- Credit intermediaries
- EU credit market regulation
- open access
- Regulators
- thema EDItEUR::G Reference, Information and Interdisciplinary subjects::GP Research and information: general::GPQ Decision theory: general::GPQD Risk assessment
- thema EDItEUR::K Economics, Finance, Business and Management::KF Finance and accounting::KFF Finance and the finance industry
- thema EDItEUR::K Economics, Finance, Business and Management::KJ Business and Management::KJM Management and management techniques
- thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNP Financial law: general
Links
DOI: 10.1007/978-3-032-05942-0Editions